Income Planning

Helping You Create a Reliable Income Stream in Retirement

Planning for retirement income can feel overwhelming - especially with so much new information to take in. Whether you're just starting to think about retirement or already enjoying your golden years, one of the biggest concerns is often the same: Will I have enough income to maintain my lifestyle?

At Olive Branch Wealth Management, LLC, we guide you through the three essential phases of retirement income planning:

• Accumulation – Building your retirement savings

• Distribution – Turning your savings into income

• Preservation and Transfer – Protecting your wealth and legacy

Transitioning from a steady paycheck to creating your own income stream requires a different mindset. Instead of relying on an employer, you’ll need to rely on your savings and how well they’re managed. The good news? With the right plan, you can confidently turn your hard-earned savings into long-term income that supports your lifestyle and goals.

We’ll work together to:

• Determine how much income you’ll need in retirement

• Estimate how long your money may last

• Identify potential income gaps

• Evaluate your available income sources

Taxes are a key part of any retirement strategy, so we’ll also explore tax-efficient solutions using tools like IRAs, Roth IRAs, 401(k)s, and rollovers to help maximize your income potential.

With so many choices and moving parts, retirement income planning doesn’t have to be a solo journey. We're here to simplify the process, provide guidance at every step, and give you confidence in your financial future.

We do not provide legal or tax advice. Please consult with an attorney or tax advisor for such services.